Last updated: January 2026
These Terms of Use govern your access to and use of the Minute Loan Center website and services. Please read them carefully — by using our site, you agree to these terms in full.
By accessing or using the Minute Loan Center website and services, you agree to be bound by these Terms of Use and all applicable laws. If you do not agree, please do not use our website or services.
To use our services, you must be at least 18 years old, a legal resident of the United States, and able to enter into a binding contract. Loan availability and specific requirements vary by state.
You agree to use our website only for lawful purposes. You may not:
Submitting an application does not guarantee approval. All applications are subject to review and eligibility. If approved, the specific terms of your loan — including amount, APR, fees, and repayment schedule — are governed by the separate loan agreement you sign, which controls in the event of any conflict with these Terms.
All content on this website — including text, logos, graphics, and design — is the property of Minute Loan Center or its licensors and is protected by intellectual property laws. You may not reproduce or distribute it without our written permission.
Our website and services are provided "as is" without warranties of any kind. Information on this site is for general purposes and does not constitute financial or legal advice. We do not guarantee that the site will always be available or error-free.
To the fullest extent permitted by law, Minute Loan Center is not liable for any indirect, incidental, or consequential damages arising from your use of our website or services.
We may update these Terms of Use at any time. Continued use of our website after changes are posted constitutes your acceptance of the revised Terms.
If anything here is unclear, we're happy to explain. Reach our team at [email protected].